How it works Industries Contact Get funded →
Invoice financing — fast

Earned already. Paid today.

Cash flow that keeps up with the work you do.

You did the work. You sent the invoice. Now you're waiting 60 days while your clients sit on your money. Infacto fixes that.

Get funded today → See how it works
24hrs
Average time to funding
90%
Typical advance rate
$0
Collateral required
60d
The wait we eliminate
The problem

You're giving your clients an interest-free loan.

Every time a client pays net-60, you're funding their operations with your own money — for free. You've already done the work. You've already paid your costs. But your bank account doesn't know that yet.

That gap between invoice sent and payment received? That's not normal. That's a problem Infacto was built to solve.

$4.4T
In unpaid invoices globally every year
82%
Of small businesses fail due to cash flow problems
60+
Average days businesses wait to get paid
Why Infacto

Stop waiting.
Start growing.

Cash in 24 hours

Stop waiting 60 days for clients to pay. We advance your invoice the same day so your business never skips a beat.

🔓

No collateral needed

Your invoice is the asset. No property, no personal guarantee, no credit history hoops. If your client is creditworthy, you qualify.

🏗

Any B2B industry

Trucking, staffing, construction, manufacturing. If you invoice other businesses, we can help you get paid faster.

📊

Transparent pricing

No hidden fees. No surprise deductions. You know exactly what you pay before signing anything. Simple flat rate per invoice.

🤝

We handle collections

Once funded we take care of collecting from your client. You stay focused on running and growing your business.

🚀

Grow without limits

Take on bigger clients and larger contracts without worrying about cash flow holding you back. Scale at your pace.

The process

Four steps.
One business day.

01

Submit your invoice

Takes 2 minutes. Email it directly or fill out a short form. No lengthy applications, no paperwork mountain.

02

Get approved

We verify your client's creditworthiness — not yours. Decision within hours. Most deals approved same day.

03

Receive your cash

Funds hit your bank account within 24 hours of approval. No delays, no runaround, no waiting on anyone.

04

We collect

When your client pays, we collect and send you the remaining balance minus a small flat fee. Done.

Who we work with

Built for the businesses
that build everything else.

If you invoice other businesses and wait more than 30 days to get paid, Infacto can help. We work across every major B2B industry in the US.

🚛Trucking & Freight
👥Staffing & Recruitment
🏗Construction & Trades
🏭Manufacturing
🏥Healthcare Services
📦Distribution & Logistics
🔧Field Services
🌐B2B Technology

Ready to get paid faster?

Join businesses across the US that stopped waiting and started growing.

Get funded today →
Get started

Tell us about
your business.

Fill out the form and we'll get back to you within one business day with a funding estimate — no commitment required.

No commitment. No spam. We'll respond within 24 hours.